Effective Date: 7/31/23
Thank you for choosing Lumy (referred to as “we,” “our,” or “us”). We are committed to protecting your privacy and handling your data with the utmost care. This privacy policy outlines how we handle, store, and secure the data obtained through the YNAB API to ensure your confidence and peace of mind while using our services.
Data Handling, Storage, and Security:
1.1 Data Obtained through the YNAB API:
Lumy uses the YNAB API to access and retrieve financial data from your YNAB account. This data includes but is not limited to budgeting information, transactions, accounts, and categories.
1.2 Purpose of Data Collection:
The data obtained through the YNAB API is used solely for the purpose of providing our services to you. It allows us to analyze and present your financial data in a user-friendly manner, helping you better manage your finances. We will not use this data for any other purpose without your explicit consent.
1.3 Data Storage:
All data obtained from the YNAB API is securely stored on servers that are SSAE 16, ISO 27001, and PCI DSS compliant. These security standards ensure that your data is protected against unauthorized access, data breaches, and any potential security threats.
1.4 Data Retention:
We will retain your financial data only for as long as necessary to provide our services to you. If you choose to terminate your account with us, we will securely delete or anonymize your data.
1.5 Data Access:
Access to your data is restricted to authorized personnel who require access for the sole purpose of providing our services and ensuring system integrity.
Guarantee of Non-Disclosure to Third Parties:
2.1 Confidentiality:
We consider the data obtained through the YNAB API as highly confidential. As such, we will not knowingly share, sell, rent, or trade your data with any third-party without your explicit consent, except as required by law.
2.2 Legal Requirements:
We may disclose your data if required to do so by law or in response to a valid legal request, such as a court order or government inquiry. We will make reasonable efforts to notify you of such disclosures, unless prohibited by law or court order.
Changes to this Privacy Policy:
We reserve the right to modify or update this privacy policy at any time to reflect changes in our practices or for legal or regulatory reasons. When we make significant changes to this policy, they will be reflected on the website. We encourage you to review this policy periodically to stay informed about how we handle and protect your data.
Contact Us:
If you have any questions, concerns, or requests related to this privacy policy or how we handle your data, please contact us at support@lumyforynab.app. We will make every effort to address your inquiries and ensure your satisfaction.
By using Lumy, you agree to the terms and conditions outlined in this privacy policy. Your continued use of our services constitutes your acceptance of any updates or modifications to this policy.
Thank you for trusting Lumy with your budgeting data. We are dedicated to providing you with a secure and valuable experience.